Imagine: it’s July, sneaking up to triple digits, and your air conditioner dies. It just dies. Gone. No more AC system, no more cool air to help you stay comfortable. It’s gone.
So you call a heating and cooling company to come take a look and they validate what you already knew – it’s time to invest in a new air conditioner. And then they explain something you didn’t know – it’s going to cost more than you imagined, ranging from $7,000 to $70,000, factoring in the type of air conditioner(s) you prefer, the style of home(s) you have, and the type of energy source you’d like.
It’s time to make a decision. Spend the season soaking in sweat and devouring popsicles? Or use all your savings (and maybe sell an organ) to cover the cost of a new system?
Or option three? Financing.
The number of people who are planning on financing their latest home improvement project is at 70%. When you consider that the standard consumer in the United States has less than $5,000 they can access, it makes total sense. So when life happens and things die, and unexpected expenses such as an air conditioner repair or replacement is needed, it is crucial that we have affordable financing options available.
At Stevenson Service Experts Heating & Air Conditioning we have several financing options for consumers looking to replace their heaters or air conditioners. The first group of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available dollars to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is fully paid off during or before the promotional period expires.
Stevenson Service Experts Heating & Air Conditioning also offers financing alternatives with a lower monthly fixed payment and a reasonable interest rate. This is for people who may not have the money as quickly but can afford a lower monthly cost. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency HVAC system can cost around $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This option makes a new HVAC system more affordable, while also investing in an efficient system that will help lower energy bills while supplying home comfort.
The financing programs at Stevenson Service Experts Heating & Air Conditioning include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, what are you waiting for? Call Stevenson Service Experts Heating & Air Conditioning today for a no-charge in-home home comfort analysis and we will help you determine which heating and cooling system is right for your home AND which financing option works best for your life. We can’t wait to get started!